Unlimited freeNo daily capOCR receiptsSplitwise deserves credit for making 'just put it on the app' a normal sentence. But its free tier now caps daily expenses, holds back receipt scanning, and pushes ads between entries — which sends a lot of groups searching for an alternative that stays out of the way.
Switching costs are low: expense splitting apps have no lock-in beyond habit. What matters is picking one your whole group will actually use. Here's the checklist, and how SplitEase measures up.
What a Splitwise alternative must get right
- Unlimited free expenses — a daily cap defeats the entire point of logging as you spend.
- Debt simplification — netting group debts into minimum payments is the killer feature; never trade it away.
- Receipt scanning — long bills need OCR, not typing.
- Live balances everyone can see — shared truth is what removes the awkwardness.
- Fast group setup — if inviting friends takes more than a link, half of them won't join.
Where SplitEase fits
SplitEase keeps the whole core free: unlimited groups, unlimited expenses, equal and itemized splits, live balances, OCR receipt scanning, and minimum-payment settlement plans. Invites are a link or QR code, and the group has chat built in, so trip planning and trip accounting live in one place.
It also adds an AI assistant that answers questions like 'how much did I spend on food this trip?' or 'who owes me the most right now?' in plain language — accounting you can literally talk to.
Migrating your group is a 10-minute job
Settle your existing balances in the old app first (or note them as an opening 'carried over' expense in the new one). Then create your SplitEase group, share one invite link in the group chat, and start logging new expenses there. Most groups complete the switch during a single dinner.
Frequently asked questions
Is there a completely free alternative to Splitwise?
Yes. SplitEase offers unlimited groups and expenses, receipt OCR, live balances and minimum-payment settlements on its free plan, with no daily expense cap.
Does SplitEase simplify debts like Splitwise?
Yes — SplitEase nets all balances within a group and proposes the smallest possible set of payments to settle everyone, exactly the feature Splitwise users rely on.
Can I move my Splitwise group to SplitEase?
Settle or note your current balances, create a SplitEase group, and share the invite link. There's no data lock-in in either direction; most groups switch in minutes.
Put this into practice in 2 minutes
Create a free SplitEase group, invite your people, and let the app handle the math from the very first expense.
Start splitting free
