Smart Settlements
Live balances that update the instant an expense is added, plus minimum-transfer settlements so your group clears up in the fewest payments possible.
- Real-time synchronization across every device
- Instant net-debt calculations for the whole group
- Minimum-transfer settlements and one-tap UPI settle up
Where this fits in
Balances that update themselves
The moment someone adds an expense, every member's balance recalculates instantly - no refreshing, no one running mental math at the table.
Smart Settlements also works out the minimum number of transfers needed to clear a group, instead of everyone paying everyone back individually. Six people can settle a trip in two or three payments instead of fifteen.
When it's time to actually pay, one tap starts a UPI settle-up and logs it against the group automatically - so the balance and the real-world payment never fall out of sync.
How it works
Three steps, no learning curve
Add an expense
Log who paid and how it's split - equally, by percentage, shares, or exact amounts.
Balances update live
Every member's net position recalculates instantly across every device in the group.
Settle in one tap
SplitEase works out the fewest transfers needed and lets you settle by UPI directly.
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